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No overdraft fees + automatic upgrades

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Make your savings shine.

Choices you make today could change everything. So, commit to yourself and save with Truist One Savings.

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Make security a priority.

Get tips on protecting your accounts.

Knowledge + Care

An unstoppable pair

What happens when knowledge meets care?

Zelle

Give and go with Zelle®.

Use Zelle® to send money to the people you celebrate right from your phone. Disclosure 1

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A great credit card may be waiting for you.

Cash back, travel rewards, or our lowest APR. You could find the credit card that fits just right in minutes.

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You know where you want to go.

Use our knowledge and care to help you get there.

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Transcript

The Tightrope - Media Alternative Transcript

Visual description: Truist logo

Visual description: An athlete falls into a creek, water splashing him. His coach reaches down and pulls him up to his feet, and puts a reassuring hand on his shoulder.

Coach: Let's go again.

Visual description: The athlete tries running across a log that connects both sides of the creek, but he falls off again. The coach motions for him to keep going.

Coach: Again.

Visual description: The athlete runs across the log again.

Music: Energetic music starts.

Visual description: The athlete falls off the log again. During a break, the coach gives the athlete some inspiring wisdom.

Coach: Don't look at the log. Look at where you want to go.

Voice over: When you work with someone who knows a lot and cares even more.

Athlete: I got this.

Visual description: The athlete makes one final attempt to run across the log, giving it everything he's got.

Voice over: You're unstoppable.

Visual description: The moment the athlete is half-way across the log, we cut to the same athlete running in the exact same way down the sideline of a football field dodging defenders for a big play. The crowd goes wild.

Music: I guess you're just what I needed.

Visual description: We zoom in to see the coach celebrating on the sideline with the team. He's excited and proud, and he points towards the athlete. The athlete catches his coach's praise and smiles back, acknowledging the coach's unwavering support.

Visual description: We see a Truist teammate and a professional-looking

client standing at a communal working table in a place of business. The client points towards a computer screen.

Client: Here's where I want to go.

Visual description: The teammate turns towards her client, nods, and smiles affirmingly.

Teammate: Great, let's get started.

Voice over: At Truist, we believe the same is true for banking.

Visual description: Truist logo

Music: Just what I needed.

Onscreen text: Leaders in banking. Unwavering in care.

Onscreen text: Truist Bank, Member FDIC. © 2024 Truist Financial Corporation. Leading based on Truist ranking as a top 10 U.S. commercial bank as of 12/31/23.

Money and Mindset

Reach your goals. Feel good doing it.

It’s time to upgrade your money mindset. Learn new skills, change your point of view, and take control of your finances.

Your guide to becoming a super saver

When it comes to saving, it’s OK to put yourself first. Because when you build money habits that align to your unique goals, it makes for a smoother and more rewarding journey.

How an athlete’s mindset can help your financial fitness

Some of the same mental strategies favored by top athletes can be a part of your journey toward greater financial confidence.

Forbes Best Employers for Diversity 2023

Forbes Best Large Employers 2023

JUST 100 List, #14 –2024, which highlights companies that excel at the issues that Americans care most deeply about: paying higher, family-sustaining wages, more parental leave, paid training, doing better by their customers, and more.

America's Most JUST Companies CNBC 2024

Fortune’s Most Admired Companies 2023

Reader's Choice 2021: A Top 50 Employer; Careers & the disABLED

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Eligibility requirements apply for the Negative Balance Buffer

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Disclosures

Terms and Conditions for the 2024 Truist One Checking $400 Online Only Offer: TRUIST400DC24

Offer Information: Open a new Truist One Checking account online from 2/28/24 through 10/30/24, complete the following activities within 90 days of the account opening and earn $400. You must open the account online and enter the promo code to be eligible to participate in the promotion.

Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code TRUIST400DC24. Please refer to the Account Opening and Enrollment section below for full instructions.

*The definition of a qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency. Transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.

**Qualifying Debit Card purchases include purchase transactions, including PIN Point of Sale (POS), recurring transactions, transactions made via tap or through a digital wallet, and signature-based purchases. These transactions must be posted within 90 days of the new checking account opening. ATM withdrawals at a branch using your debit card are not qualifying transactions. Zelle® transactions are not qualifying transactions. Bank fees are not included.

Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 2/28/23 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.

Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.

Reward Forfeiture: Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being deposited, or (3) the new checking account has a $0.00 or negative available balance at the time of qualification validation.

Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right in our sole discretion to prohibit a reward payout to non-eligible individuals for any offers claimed through third-party websites with no affiliation or prior authorization from Truist. All promotional payouts will be processed no later than 6/30/25 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made.

Account Opening & Enrollment Instructions: To open and enroll your new account in the promotion, visit the offer website and click on "Open an account online." Enter TRUIST400DC24 into the promo code field provided, review the offer Terms and Conditions, and then select "Accept Offer". Accounts opened without the promo code applied will not be eligible to participate in the offer.

Version 6 04252024 TRUIST400DC24

Disclosure 1 For your protection, Zelle® should only be used to send money to friends, family, other people or businesses you trust. Neither Truist nor Zelle® offers a protection program for payments that you authorize in Zelle®. Enrollment with Zelle® through Truist Online or Mobile banking is required. U.S. checking or savings account required to use Zelle®. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®. For more information, view the Truist Online and Mobile Banking Agreement.

Your mobile carrier’s message and data rates may apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.